Archive for July, 2009
superman24 asked:
if i put in a total amount to spend over the course of a month , put in an amount to spend, per day or week..it calculates how much i can spend each day/week and if i put in how much i spend as my expenses come up it will deduct evenly across the days in a week/ month …
hope i am clear enough
Quyen Murtaugh
if i put in a total amount to spend over the course of a month , put in an amount to spend, per day or week..it calculates how much i can spend each day/week and if i put in how much i spend as my expenses come up it will deduct evenly across the days in a week/ month …
hope i am clear enough
Quyen Murtaugh
blondewithheart asked:
I am recently married and trying to get a better handle on our finances. I know you can use excel, but I need a place to organize and remind me of bills/payments, keep track of our accounts and manage our budget. I want something relatively easy to use- but I used to do accounting work and would like something that will keep good records of our expenses and where the money is going. We’re still ‘getting started’ in our life, so we don’t need a super detailed program to keep track of our retirement funds etc- Any suggestions?
Major Malkin
I am recently married and trying to get a better handle on our finances. I know you can use excel, but I need a place to organize and remind me of bills/payments, keep track of our accounts and manage our budget. I want something relatively easy to use- but I used to do accounting work and would like something that will keep good records of our expenses and where the money is going. We’re still ‘getting started’ in our life, so we don’t need a super detailed program to keep track of our retirement funds etc- Any suggestions?
Major Malkin
Chris H asked:
I’d like to start multiple “fake” accounts so that I can instantly mark money as reserved for a future expense. So if my “house maintenance” account has enough money in it, I can start my next home repair project. Or if my “entertainment” account has enough, I can go out and buy that shiny new road bike.
I’d like to start multiple “fake” accounts so that I can instantly mark money as reserved for a future expense. So if my “house maintenance” account has enough money in it, I can start my next home repair project. Or if my “entertainment” account has enough, I can go out and buy that shiny new road bike.
In other words, I’d like to treat my savings account as multiple accounts. Then each account would receive a certain percentage each month.
It’s sort of like a pro-active budget, but I need a way of saying I have $x set aside for goal y at any point in time. Most budgets (that I’ve seen) only tell you there are $x remaining this month/year for goal y.
I’d like to a number of categories, so I don’t think opening a new savings account for each would be very practical.
Any ideas? What are you all doing for things like this? Do any banks offer something like this? Any software?
John Michie

















