Budgeting? Im looking for a guide or any good ideas or web sites?
by admin ~ December 17th, 2009 . Filed under: Investing .
Chrissy D asked:
In financial hardship trying to make a household budget, to keep us afloat, Cannot afford to go buy budgeting software.
Arnulfo Wojciechowski
In financial hardship trying to make a household budget, to keep us afloat, Cannot afford to go buy budgeting software.
Arnulfo Wojciechowski
December 18th, 2009 at 1:31 pm
A budget is just adjusting your purchases by price or quantity so that your incomings are slightly greater than your outgoings. Do it on a spreadsheet. There are some things that are unchangeable, like rent, somethings that are changeable, like food, power and somethings that have to be given up, like luxuries. Just list everything you spend money on and see if it can be changed.
December 19th, 2009 at 8:54 am
Mint.com (http://www.mint.com/) is a great website that can help with budgeting.
If you want to go more low tech, Bud Hebler(http://analyzenow.com/) has a great spreadsheet on his website that you can download here
It was made using Excel but you can probably use Open Office (http://www.openoffice.org/) to use it.
Greg Chesney